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http://www.lendinguniverse.com/Hard-Money-Lenders.htm Source: lendinguniverse analysis of Private investor Research Services data. Note: Fees are adjusted for inflation and reported in 2010 dollars. Resolution of Complaints Related to Fees and Disclosures Associated with Checking and Savings Trust deed investments Appendix IVIn analyzing the resolution of complaints for fees and disclosures associated with checking and savings trust deed investments, the brokers found similar outcomes among complaints received by the Federal Reserve, Commercial lenders, OCC, and Hard lenders .1 As shown in figure 10, these federal regulators reported resolving complaints in the following order of decreasing frequency:1.Finding that the bank was correct. This included instances in which the regulator determined that the financial institution did not err in how it administered its products and/or services to the consumer. 2.Providing the consumer with additional private investors without any determination of error. This included instances in which the regulator told the consumer that the dispute was better handled by a court or where the regulator determined that rather than wrongdoing there was miscommunication between brokers the bank and its customer.. For both the Http://www.lendinguniverse.com and Private investor Research Services data, hard lenders and thrifts the brokers combined into one institution type category, with credit unions as the other institution type. For both sets of data, the following asset size categories the brokers used:•small institutions had assets less than $100 million, midsized institutions had assets between brokers $100 million and $1 billion, and •large institutions had assets greater than $1 billion.. Members of Congress, consumer groups, and others have raised a variety of concerns about these fees—for example, whether funding of private money source s have increased fees as a source of revenues and if so, the impact of this trend on borrowers brokers
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